Date: Fri, 16. May 2008 23:31:36

One of the chronic pains of being a Capital One credit card customer is that your credit score can suffer even if you pay your bills on time every time. The reason? Capital One has a long-time policy of NOT reporting your credit limit to credit reporting agencies. What it did is to report your actual credit usage as a proxy of your credit limit. How will this affect you? Even if you only tap into a small percentage of your credit limit, you will be seen by credit reporting agencies as using up all your credit lines (in Capital One cards), and that is certainly not good to your credit score. READ FULL POST ... Hot Deal: 5% cashback on everything from Citi CashReturns Mastercard Read more news like this from PFBlog.com, The Unique Personal Finance Blog Since 2003.

Date: Fri, 14. November 2008 03:23:29

(AHN) - While the Treasury Department is willing to extend a helping hand to consumer credit card companies to unfreeze credit, federal bank regulators are close to the idea of forgiving credit card debts. - Thu, 13 Nov 2008 08:50:09 GMT

Date: Thu, 13. November 2008 15:18:01

(AHN) - While the Treasury Department is willing to extend a helping hand to consumer credit card companies to unfreeze credit, federal bank regulators are close to the idea of forgiving credit card debts. - Thu, 13 Nov 2008 08:38:42 GMT

Date: Thu, 16. October 2008 00:27:46

Paying at the pump with a debit card could spell trouble. And choosing the ?credit? option does not turn your debit card into a credit card. Here's why.

Date: Thu, 16. October 2008 00:27:46

Paying at the pump with a debit card could spell trouble. And choosing the ?credit? option does not turn your debit card into a credit card. Here's why.

Date: Tue, 29. July 2008 15:19:01

2008 leading products :poker card,advertising playing card,plastic card etc.

Date: Fri, 16. May 2008 23:31:36

Long-term readers of PFBlog knows I have been taking advantage of credit card companies for years. Especially, I'm very good at 0% APR arbitrage, whereby I sign up for new credit cards with attached introductory 0% APR balance transfer offer, move the entire balance immediately to my bank account, and enjoy the high saving account rates of 5% or more while remitting only the monthly minimal payment back to the credit card company. Of course, this strategy will drag down your credit score. Last summer, especially, I applied five cards in two months' time, and my credit score tanked from 720s to 640s, and I was essentially denied new credit application after being seen a credit risk by most banks. But credit score is only of cosmetic value if you don't need credit any time soon. To me, after all, I have no better use of my credit score now that I'm sitting on a portfolio of over $800k and has no plan to buy a property any time soon. The below chart is a great summary of what happened in the last dozen months: READ FULL POST ... Hot Deal: 5% cashback on everything from Citi CashReturns Mastercard Read more news like this from PFBlog.com, The Unique Personal Finance Blog Since 2003.

Date: Tue, 8. July 2008 19:58:39

Consumers boosted their borrowing in May, mostly reflecting heavy credit card use to finance their purchases.

Date: Tue, 25. November 2008 03:31:36

J.D. Power recently announced American Express as the winner of 2007 Credit Card Satisfaction Survey, with Discover Card as a close runner-up: American Express ranks highest among the 10 credit card issuers examined in the study with a score of 735 on a

Date: Sun, 10. June 2007 04:15:39

Working Capital Solutions - Credit Card Processing Management Posted By : Stephen A. Bush ...Credit card processing is often one of the most overlooked working capital management issues for a business owner. An effective credit card processing progr